There are many reasons first time homeowners apply for a USDA Guaranteed Home Loans before any other. First and foremost, USDA is the only home loan program in Florida that still offers 100% financing with no money down! Many rural and small community families and individuals may be eligible to become homeowners with the help of a USDA guaranteed home loan. Even many popular suburbs around Tampa, Orlando, Tallahassee, Gainesville, Jacksonville, Tampa and Ocala are eligible!
When the federal government agrees to guarantee a loan, lending institutions can help buyers while incurring less risk. Through USDA’s Guaranteed Rural Housing Loan Program, low- and moderate-income people can qualify for mortgages even without a down payment. That’s right, 100% financing is still possible in Florida.






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