Five Stars Mortgage is an expert at finding the best long or short-term financing for commercial properties including, retail, office, industrial, raw land, specailt and mixed-use properties. We present your loan request to up to 30 lenders to find the lenders who are most willing to compete for your loan. Each commercial lender has a slightly different need for their portfolio at any single time. We find the lenders who are looking for a project just like yours right now - and therefore, are willing to stretch to get your business. Financing a commerical loan is much diffferent than obtaining residential loans. You should deal with professionals that understand the unique nature of commercial lending and are suited to help you with your Florida and Nationwide Commerical Mortgage needs.

For situations where the buyer does not posess or does not wish to disclose detailed personal financial information Hard Money Commercial Loans are available. Hard Money Commercial loans allow a buyer to purchase in days rather than months. Very little information is needed about the buyer or their financial information. The MAI appraisal and property specific details are of primary concern. Hard Money Commercial loans fund in a matter of days once the MAI appraisal is completed. Hard Money Bridge loans are also an option for non debt servicing properties that need short term financing to transition in a more permanent loan with better terms.

What Differentiates Us From The Competition?

Many mortgage brokers deal primarily with residential lending and don't have the expertise to help companies meet their commercial mortgage needs. Our mortgage professionals have extensive backgrounds in commercial lending and are able to put their connections to work for you. At Five Stars Mortgage, we offer:

• Loans from $100,000 to $250M.
• Short term bridge loans 6-12 months. For properties that may need a band aid that are non-cash flow but have a clear exit strategy.
• Hard money commercial loans. Close your loan in two weeks with an appraisal and minimal principle information. Don't let the banks hold up your transaction for months. Let us close it in days or a couple of weeks. 
• Agricultural land loans based solely on the value of your land.
• Equity Partnership programs that have no Debt Service. The equity partner can put up 100% of the financing and mortgage payments. A % of the NOI is paid quarterly and then a % at sale.
• Down payment Assistance Investors. Investor will loan down payment needed for acquisition of property.
• Asset assistance investors. Variety of methods for investor to loan assets to increase strength of buyer such as buying into company stocks or placing funds into escrow account.
• Credit Partners. Credit partner can become part of buyers company and show strength to buyer through superior credit depth. This provides long term savings through lower rates and better loan terms.
• Financing for real estate investors specializing in commercial property
• A wide variety of Foreign National programs
• Knowledgeable staff, dedicated to exceeding all of your expectations
• Fixed-rate 30 year apartment loans available.
• Stated income stated assets or even No Doc loan types available.

Property Types

• Multi family (4+unit, co-op, apartment buildings)
• Mixed Use (combination of Commercial and Residential in one project)
• Office/warehouse
• Hotels & Hospitality
• Retail
• Church
• Golf Course
• Mobile Home Parks & Retirement Centers
• Specialty Purpose

 

Five Stars Mortgage - The right choice for you

Five Stars Mortgage can provide higher commercial loan values than most mortgage lenders. At Five Stars Mortgage we offer:

• Many years of Florida mortgage experience
• simple and expediant closings 
• Free loan application and mortgage consultations 
• Easy online applications and tracking of your loan
• Jumbo and Super Jumbo loans
• No-Doc mortgage for those with a score in the mid to upper 600's
• Mortgage financing options for those with a score of at least 500
• Use the highest of your three scores
• Deal with people that value your business. Our mortgage professionals understand that you are our number one priority. We are here to serve you and your needs