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FHA GUIDELINE OVERVIEW

 

Principle Residence:

Any borrower owning a home, either individually or jointly, which is financed by FHA, may not purchase another principle residence with an FHA insured mortgage, with the exception of the following:

  • Relocations
  • Divorce
  • Increase in family size (must pay down original mortgage to 75% LTV)
  • Non-occupying co-borrower (co-signing for a family member)+
Seller

Florida Mortgage Rates

Loan Program
RATES
APR
Conforming 30 Yr Fixed
4.754.81
Govt 30 Year Fixed4.8754.92
Conforming 15 Yr Fixed
4.254.59
Conforming 15 Yr Fixed
4.254.59

Major Florida Cities We Serve

Aventura | Boca Raton | Bradenton | Brandon | Cape Coral | Clearwater | Cocoa Beach | Coconut Creek | Coral Gables | Crystal River | Daytona Beach | DeLand | Deerfield Beach | Delray Beach | Dunedin | Englewood | Ft Lauderdale | Ft Myers | Ft Walton Beach | Gainesville | Hallandale | Hobe Sound | Hollywood | Inverness | Jacksonville | Key West | Lakeland | Largo | Margate | Melbourne | Miami | Mount Dora | N. Ft. Myers | N. Miami Beach | Naples | Ocala | Ojus | Orlando | Ormond Beach | Palm Bay | Panama City | Pensacola | Pompano Beach | Port Charlotte | Port St. Lucie | Punta Gorda | Santa Rosa | Sarasota | Siesta Key | Springhill | St. Augustine | St. Petersburg | Sunny Isles | Tallahassee | Tamarac | Tampa | Titusville | Venice | Vero Beach | Wesley Chapel | West Palm Beach | Winter Haven | Winter Park