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At Five Stars Mortgage, Inc. we make it simple to receive a mortgage refinance loan. For many, refinancing the home is the best solution for achieving financial freedom. With the many financial demands we all face each and every day, Five Stars Mortgage understand how difficult it can be to get ahead. A mortgage refinance loan in Florida can be the answer you are looking for.

Rate & Term Versus Cash Out

In a cash out refinance you are both paying off your current home loan as well as receiving additional funds back at closing. With a rate & term refinance, you are only going to pay off your current loan and keep your equity in your home. The rate & term refinance options at Five Stars Mortgage will help lower your monthly payments and save you money. There are a variety of reasons to chose to rate & term refinance your home loan:
  • Lower your current mortgage interest rate
  • Switch from an adjustable rate mortgage to a fixed rate one
  • Add a new family member to your home mortgage
  • Change the type of mortgage you have. Perhaps you want a fixed rate instead of a variable one or interest only now instead of principle and interest

At Five Stars Mortgage, we are proud to put you first. We offer a huge variety of mortgage refinancing programs. Therefore, there is sure to be one that fits your needs. Take advantage of one of our mortgage refinancing programs today!

Be sure to compare the difference between the initial note rate and the annual percentage rate quoted to you by your mortgage company.

MORTGAGE PROGRAMS

Five Stars Mortgage - The right choice for you!

Five Stars Mortgage can provide higher loan values than most mortgage lenders. At Five Stars Mortgage we offer:
  • Many years of Florida mortgage experience
  • simple and expediant closings
  • Free loan application and mortgage consultations
  • Easy online applications and tracking of your loan
  • Jumbo and Super Jumbo loans
  • One day response on your application
  • No-Doc mortgage for those with a score in the mid to upper 600's
  • Mortgage financing options for those with a score of at least 500
  • Use the highest of your three scores
  • Deal with people that value your business. Our mortgage professionals understand that you are our number one priority. We are here to serve you and your needs.

Florida Mortgage Rates

Loan Program
RATES
APR
Conforming 30 Yr Fixed
4.754.81
Govt 30 Year Fixed4.8754.92
Conforming 15 Yr Fixed
4.254.59
Conforming 15 Yr Fixed
4.254.59

Major Florida Cities We Serve

Aventura | Boca Raton | Bradenton | Brandon | Cape Coral | Clearwater | Cocoa Beach | Coconut Creek | Coral Gables | Crystal River | Daytona Beach | DeLand | Deerfield Beach | Delray Beach | Dunedin | Englewood | Ft Lauderdale | Ft Myers | Ft Walton Beach | Gainesville | Hallandale | Hobe Sound | Hollywood | Inverness | Jacksonville | Key West | Lakeland | Largo | Margate | Melbourne | Miami | Mount Dora | N. Ft. Myers | N. Miami Beach | Naples | Ocala | Ojus | Orlando | Ormond Beach | Palm Bay | Panama City | Pensacola | Pompano Beach | Port Charlotte | Port St. Lucie | Punta Gorda | Santa Rosa | Sarasota | Siesta Key | Springhill | St. Augustine | St. Petersburg | Sunny Isles | Tallahassee | Tamarac | Tampa | Titusville | Venice | Vero Beach | Wesley Chapel | West Palm Beach | Winter Haven | Winter Park