Mortgage Forms

MORTGAGE FORMS

The following forms are available for your convenience. Feel free to downloan the forms and fill out as much as possible to expedite your loan. Simply fax or email us the completed forms and we will begin the loan process within 24 hours! It is advisble to contact us with any questions so that a loan officer can fully explain any questions you may have.

LOAN APPLICATION (Fannie Mae form 1003) - Five Stars Mortgage uses this form to record relevant financial information about an applicant who applies for a conventional one- to four-family mortgage. Roman numerals in these instructions correspond to the sections on the form.

Borrower's Authorization- This form allows Five Stars Mortgage to inquire about into your credit and work history.

Patriot Act Information- Effective October 1, 2003, all financial institutions were required to establish a Customer Identification Program (CIP) to identify new account holders, including borrowers. The CIP required these institutions to collect identifying information about new account holders, verify that the customers are who they say they are, maintain the records used to verify identity, determine whether the customer appears on any list of suspected terrorists or terrorist organizations, and obtain the identifying information on new account holders within a reasonable timeframe after opening the account.

Borrowers Certifications - Certifies that the borrower is not misrepresenting themselves and also serves as authorization for Five Stars Mortgage to obtain personal information about the client soley for the purposes of obtaining a mortgage loan.

Mortgage Loan Origination Agreement - Disclosure to the client about the relationship they will have with Five Stars Mortgage.

Income Verification Authorization (4506-T)- A 4506-T is used for any loan but it is used mainly for any kind of mortgage loan. It is used to verify an individual's tax information that was used to determine the income used to quality for the loan.

Florida Broker Contract Form - Specific details are used in this form regarding fee's for contracting Five Stars Mortgage