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Five Stars Mortgage

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80 20 Home Loan FL Mortgage Loans with no money down

An 80/20 home loan is a great way to leverage all the benefits of a 100% financing while avoiding private mortgage insurance. When you go to closing you will get a first loan at 80% of the sales price. You will also get a second loan or junior loan that will act as a downpayment on the sales price. This allows you to avoid making costly mortgage insurance payments.                

No Money Out Of your Pocket

The most obvious benefit of an 80 20 loan is that the buyer doesn't have to bring a downpayment to closing. Saving your hard earned saving or diverting them into interest bearing ventures. The 80 20 Loan also help avoid paying private mortgage insurance that could costs hundreds of dollars per month. The situation that can best utilize an 80-20 home loan is:

  • Someone that has a savings or cash available but want to utilize those funds for higher interest bearing investments
  • People that may not have built any capital to use as a downpayment but still want to take advantage of the many benfits of home ownership

Five Stars Mortgage – The Right Choice for You!

At Five Stars Mortgage we specialize in 80/20 home loans. We can close loans extremely quickly and offer lower rates than most florida mortgage lenders. At Five Stars Mortgage we offer:

  • Many years of Florida mortgage experience
  • simple and expediant closings
  • Free loan application and mortgage consultations
  • Easy online applications and tracking of your loan
  • Jumo and Super Jumbo loans
  • One day response on your application
  • No-Doc mortgage for those with a score in the mid to upper 600's

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Five Stars is now operated and a web asset of Coast2Coast Mortgage NMLS# 376205
9050 Cypress Green Dr. Suite #403 Jacksonville, FL 32256

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