First Time Home Owner 2025

First Time Buyer Loan Programs 2026

This page updated and accurate as of 02/16/26 National Mortgage

First-time home buyers will have an assortment of home mortgage options in 2026. With interest rates starting to come back down, and housing inventory growing, 2026 is looking to be a great time to … [Read more...] about First Time Buyer Loan Programs 2026

Purchase price

Please enter here the amount you expect to pay for a home.

Down payment

Down payment is cash that you pay upfront for your home.

Term in years

Number of years you have to pay.

year(s)

Interest rate (per year)

The percentage of interest that you will pay on your mortgage for a specific term.

Property Tax

Enter your property tax here if you know it.

per year

Home Insurance

Most lenders require home insurance. Enter its price here.

per year

PMI

PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.

Calculate