Charlotte County was established April 23, 1921. It was named for the Bay of Charlotte Harbor. “Charlotte” came from “Carlos” (English) or “Calos” (Calusa Indian). In 1565, the Spanish named “Carlos Bay,” followed by the English in 1775 who named the area Charlotte Harbor in tribute to the Queen Charlotte Sophia, wife of King George III. Punta Gorda is the only incorporated city in Charlotte County. The U.S. Census Bureau 2010 estimate for the county is 159,978. Its county seat is Punta Gorda.
Florida is known as the sunshine state for a reason. With so many home buyers wanting to live in Florida, finding affordable home financing is going to be needed for anyone looking to purchase a home in Charlotte county.
As a Charlotte County home owner, you can rest assured that Five Stars Mortgage will get you the best Florida mortgage solution for your individual family. Your options include many mortgage types from our Florida home loan programs page – 100% first time homebuyer, FHA, VA, 95% Jumbo and Conventional home loans to name a few. In addition, there are many areas that qualify for the 100% USDA Rural Development housing loan which is a 100% financing home loan mortgage available throughout Charlotte County.
Five Stars Mortgage also offers an assortment of refinance programs available in Charlotte County. Changing your Charlotte County Florida home loan with a Conforming fixed rate refinance? If you already have a mortgage, you can lower your monthly payment, get cash, or consolidate higher cost debt. Refinancing into a lower home loan will lower your monthly payment. You can also pull cash out, as long as you have enough equity in the home.
Five Stars Mortgage is your leading resource for all your residential mortgage needs in Charlotte County Florida.
Five Stars Mortgage is Florida’s top resource for all FHA, USDA, VA, Conventional and 5% down payment Jumbo home loans in 2025. Serving all of Charlotte County 7 days a week including Cleveland, Grove City, Palm Island, Placida, Port Charlotte, Punta Gorda, Rotonda and Solana.