Dade County was created in 1836. It was named after Major Francis L. Dade, a soldier killed in 1835 in the Second Seminole War, at what has since been named the Dade Battlefield. The county seat was originally at Indian Key in the Florida Keys.
The name was changed to Miami-Dade County on July 22, 1997 after being approved by voters. The United States Census Bureau estimates that the county population was 2.7 million in 2022. The county seat is Miami.
Florida is known as the Sunshine State for a reason. With so many home buyers wanting to live in Florida, finding affordable home financing is going to be needed for anyone looking to purchase a home in Dade County.
As a Dade County homeowner, you can rest assured that Five Stars Mortgage will get you the best Florida mortgage solution for your individual family. Your options include many mortgage types from our Florida home loan programs page – 100% first-time homebuyer, FHA, VA, and Conventional home loans to name a few. Our new 95% Jumbo loan has become very popular with Miami home buyers.
Investors in Miami purchasing rental properties for both short-term vacation (Airbnb) or long-term should learn about the Debt Service Coverage Ratio (DSCR) loan benefits. DSCR loans eliminate the need to document income or employment which is helpful for many self-employed investors.
Five Stars Mortgage also offers an assortment of refinance programs available in Dade County. Switching your Dade County home loan with a fixed rate refinance? If you already have a mortgage, you can lower your monthly payment, get cash, or consolidate higher-cost debt. Refinancing into a lower home loan will lower your monthly payment. You can also pull cash out, as long as you have enough equity in the home.
Five Stars Mortgage is your leading resource for all your residential mortgage needs in Dade County.
Five Stars Mortgage is Florida’s leading resource for all Jumbo, FHA, VA, and Conventional home loans in 2026. Serving all of Dade County 7 days a week including Aventura, Bal Harbour, Bay Harbor Islands, Biscayne Park, Coconut Grove, Coral Gables, Cutler Bay, Doral, El Portal, Florida City, Golden Beach, Goulds, Hialeah, Homestead, Key Biscayne, Miami, Miami Beach, Palmetto Bay, Sunny Isles Beach.