Welcome to Five Stars Mortgage, Florida & Georgia's leading home mortgage resource. Five Stars Mortgage offers a full range of home loan information to help any borrower. As the leading mortgage resource, we offer the latest information on FHA, VA, 100% USDA Rural Development RD, Conventional and Jumbo home loan mortgage programs. Please note in 2015 we currently service the states of Florida & Georgia.
If you have questions, just submit the quick "Request Information" button at the top right side of your screen or call ph: 800-871-2636. Mobile phone users - please select the Request Info icon at the top of your screen. We are available to serve you 7 days a week, and generally respond to all submitted requests within 15 minutes during regular business hours.
Existing FL & GA home owners looking to refinance their current loan should check into the many different mortgage refinance options available today like the Florida HARP Refinance , FHA streamline and USDA Pilot Refinance. These are great home refinance options that allow Florida homeowners to take advantage of historic low interest rates, especially the homeowners that have seen their property values decline in recent years. Many of the new refinance programs like the Florida HARP 2.0 Refinance, FHA Streamline Refinance, VA IRRRL and USDA Refinance Pilot program allow for unlimited loan to value. This is great because it no longer matters how much the homeowner is “underwater” or "upside down" on their home value. These new refinance programs are also very quick and often do not require a new appraisal! Please contact us today to learn more or call us at Ph: 800-871-2636.
Update March 2015 - FHA just implemented some positive changes to their monthly mortgage insurance premiums (PMI / MIP) starting Jan 26th 2015 New homeowners looking to purchase with a FHA loan, and EXISTING homeowners that currently have a FHA loan can read about all the FHA MI going down here.
Please browse the Florida Loan Programs above to learn more about all the Conventional, Jumbo and Government home loan mortgage programs such as FHA, 100% USDA and VA home loans.
Our goal at Five Stars is to work hard to provide you with the best mortgage options available today. We believe that you shouldn't have to wonder if you got the best deal possible. You can rest assured that our partnering home loan specialists will work hard to provide you with the lowest interest rates and most flexible mortgage loan programs availalbe in Florida today. Please utilize our site as it contains a wealth of tools and information about mortgage programs & other valuable lending information such as our free mortgage videos.
We pride ourselves on offering Florida home buyers the best mortgage financing options available today. The Florida FHA, VA, and 100% USDA mortgage programs are very popular among Florida first time buyers searching for little or no money down home loan options. Florida interest rates are at historic lows and home values are once again affordable. This is a wonderful time for first time buyers to purchase their first home, and current home owners to look into refinancing their existing Florida mortgage.
Whether you're a Florida first time home owner looking to take advantage of historic low homes prices & interest rates, or a seasoned home owner looking to upgrade, we are the lending partner you have been looking for. Five Stars enjoys helping our Florida home buyers achieve the American dream!
Please note as of March 2015 we no longer offer mortgages on any vacant land, manufactured/ mobile homes, or home equity. Investors, please be sure to check into our Florida Hard Money Loan Program here.
Questions about the loan application or qualifying process? Please submit the quick Request Information here so we insure the correct program specialist contacts you ASAP. The quick request only takes a 30 seconds and no personal info is ever required.
Mobile phone users - please select the Request Info icon at the top of your screen, or call ph: 800-871-2636. We try to respond to all submitted requests within 15 minutes during regular business hours.
Deal with the LOCAL specialist - proudly serving all of Florida & Georgia 7 days a week including Jacksonville, Orlando FL, Tampa, Miami, Gainesville, Ocala, Tallahassee, Pensacola, Destin, Naples, Sarasota, St. Petersburg, Lakeland, Fort Myers, Daytona Beach, West Palm Beach, Macon, Atlanta, Albany, Savannah, Athens. 2015