Tuesday, February 9th 2016

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Welcome to Five Stars Mortgage, we are a national home mortgage resource serving all 50 states. Five Stars Mortgage offers a full range of home financing information to help any borrower in 2016. As the leading mortgage resource, we offer the latest information on FHA, VA, 100% USDA Rural Development RD, Conventional and Jumbo home loan programs. We offer Jumbo loans up to 95% financing with no PMI.  Be sure to browse the Loan Programs section above for more information on all our mortgage prodcuts. 

If you have questions anytime, just submit the quick "Request Information" button at the top of your screen or call ph: 800-871-2636. We are available to serve you 7 days a week, and generally respond to all submitted requests within 15 minutes during regular business hours. 

Current home owners looking to refinance their current loan should check into the many different mortgage refinance options available today like the  FHA streamline, VA IRRRL and USDA Pilot Refinance. These are great home refinance options that allow homeowners to take advantage of historic low interest rates, especially the homeowners that have seen their property values decline in recent years. Many of the new refinance programs like the HARP 2.0 Refinance, FHA Streamline Refinance, VA IRRRL and USDA Refinance Pilot program allow for unlimited loan to value. This is great because it no longer matters how much the homeowner is “underwater” or "upside down" on their home mortgage. These new refinance programs are also very streamline and do not require a new appraisal or home inspection.

FHA recently implemented some positive changes to their monthly mortgage insurance premiums (PMI / MIP) New homeowners looking to purchase with a FHA loan, and EXISTING homeowners that currently have a FHA loan can read more about the FHA MI going down here.  This is a great opportunity for FHA homeowners to refinance and save money each month. In addition to possibly lowering your current interest rate, you can also lower your monthly mortgage insurance costs at the same time.

In addition to this, we offer many cash out refinance options for homeowners that do have equity. 95% LTV FHA cash out, 100% VA cash out, conventional loan cash out refinance, etc. Please browse all the Loan Programs above to learn more about the Conventional, Jumbo and Government home purchase and refinance programs available today. 

Our goal at Five Stars is to work hard to provide you with the best mortgage options available today. We believe that you shouldn't have to wonder if you got the best deal possible. You can rest assured that our home loan specialists will work hard to provide you with the lowest interest rates and most flexible mortgage loan programs availalbe today. Please utilize our web site as it contains a wealth of tools and information about mortgage programs & other valuable lending information such as our free mortgage calculators and videos.

We pride ourselves on offering home buyers the best mortgage financing options available today with the lowest interest rates available. The FHA, VA, and 100% USDA mortgage programs are very popular among first time buyers searching for little or no money down home loan options. Florida interest rates are at historic lows and home values are once again affordable. This is a wonderful time for first time buyers to purchase their first home, and current home owners to look into refinancing their existing mortgage.

Whether you're a first time home owner looking to take advantage of historic low homes prices & interest rates, or a seasoned home owner looking to upgrade, we are the lending partner you have been looking for.  

Please note as of 2016 we no longer offer mortgages on any vacant land, "built on your own lot", manufactured/ mobile homes, or home equity. 

Questions about the loan application or qualifying process?  Please submit the Request Information form at the top so we insure the correct program specialist contacts you ASAP. The quick request takes less than 1 min and no personal info is ever required. You can also call ph: 800-871-2636. We try to respond to all submitted requests quick during regular business hours. We are open 7 days a week to serve you. 

Deal with true mortgage specialist - proudly serving all of 50 states:  Alaska – Arizona – Arkansas – California – Colorado – Connecticut – Delaware – Florida – Georgia – Hawaii – Idaho – Illinois – Indiana – Iowa – Kansas – Kentucky – Louisiana – Maine – Maryland – Massachusetts – Michigan – Minnesota – Mississippi – Missouri – Montana – Nebraska – Nevada – New Hampshire – New Jersey – New Mexico – New York – North Carolina – North Dakota – Ohio – Oklahoma – Oregon – Pennsylvania – Rhode Island – South Carolina – South Dakota – Tennessee – Texas – Utah – Vermont – Virginia – Washington – West Virginia – Wisconsin – Wyoming USA


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