Welcome to Five Stars Mortgage, Florida & Georgia's leading home mortgage resource. Five Stars Mortgage offers a full range of home financing information to help any borrower. As the leading mortgage resource, we offer the latest information on FHA, VA, 100% USDA Rural Development RD, Conventional and Jumbo home loan mortgage programs. Please note in 2015 we currently service the states of Florida & Georgia.
If you have questions anytime, just submit the quick "Request Information" button at the top right side of your screen or call ph: 800-871-2636. Mobile phone users - please select the Request Info icon at the top of your screen. We are available to serve you 7 days a week, and generally respond to all submitted requests within 15 minutes during regular business hours.
Existing FL & GA home owners looking to refinance their current loan should check into the many different mortgage refinance options available today like the FHA streamline, VA IRRRL and USDA Pilot Refinance. These are great home refinance options that allow Florida homeowners to take advantage of historic low interest rates, especially the homeowners that have seen their property values decline in recent years. Many of the new refinance programs like the HARP 2.0 Refinance, FHA Streamline Refinance, VA IRRRL and USDA Refinance Pilot program allow for unlimited loan to value. This is great because it no longer matters how much the homeowner is “underwater” or "upside down" on their home mortgage. These new refinance programs are also very streamline and do not require a new appraisal or home inspection.
Update 2015 - FHA recently implemented some positive changes to their monthly mortgage insurance premiums (PMI / MIP) New homeowners looking to purchase with a FHA loan, and EXISTING homeowners that currently have a FHA loan can read more about the FHA MI going down here. This is a great opportunity for FHA homeowners to refinance and save money each month. In addition to possibly lowering your current interest rate, you can also lower your monthly mortgage insurance costs at the same time.
Our goal at Five Stars is to work hard to provide you with the best mortgage options available today. We believe that you shouldn't have to wonder if you got the best deal possible. You can rest assured that our home loan specialists will work hard to provide you with the lowest interest rates and most flexible mortgage loan programs availalbe in Florida today. Please utilize our web site as it contains a wealth of tools and information about mortgage programs & other valuable lending information such as our free mortgage calculators and videos.
We pride ourselves on offering Florida home buyers the best mortgage financing options available today. The Florida FHA, VA, and 100% USDA mortgage programs are very popular among Florida first time buyers searching for little or no money down home loan options. Florida interest rates are at historic lows and home values are once again affordable. This is a wonderful time for first time buyers to purchase their first home, and current home owners to look into refinancing their existing Florida mortgage.
Whether you're a Florida first time home owner looking to take advantage of historic low homes prices & interest rates, or a seasoned home owner looking to upgrade, we are the LOCAL lending partner you have been looking for.
Please note as of August 2015 we no longer offer mortgages on any vacant land, manufactured/ mobile homes, or home equity. Investors, please be sure to check into our Florida Hard Money Loan Program here.
Questions about the loan application or qualifying process? Please submit the quick Request Information here so we insure the correct program specialist contacts you ASAP. The quick request takes less than 1 min and no personal info is ever required.
Mobile phone users - please select the Request Info icon at the top of your screen, or call ph: 800-871-2636. We try to respond to all submitted requests within 15 minutes during regular business hours.
Deal with the LOCAL specialist - proudly serving all of Florida & Georgia 7 days a week including Jacksonville, Orlando FL, Tampa, Miami, Gainesville, Ocala, Tallahassee, Pensacola, Destin, Naples, Sarasota, St. Petersburg, Lakeland, Fort Myers, Daytona Beach, West Palm Beach, Macon, Atlanta, Albany, Savannah, Athens. September 2015