Florida Mortgage resource, Five Stars offers a full range of home loan information to help fit the needs of any borrower. As the leading home mortgage resource in Florida, we offer the latest information on Florida FHA, VA, Florida USDA Rural Housing, Conventional and Florida Jumbo home loan mortgage programs.

Current Florida home owners looking to refinance their existing loan should check into the many different mortgage refinance options available today like the Florida HARP Refinance , FHA streamline and USDA Pilot Refinance. These are great home refinance options that allow FLA homeowners to take advantage of historic low interest rates, especially the homeowners that have seen their property values decline in recent years.

Most of the new refinance programs like the Florida HARP 2.0 Refinance, FHA Streamline Refinance and USDA Refinance Pilot program allow for unlimited loan to value. This is great because it no longer matters how much the homeowner is “underwater” or "upside down" on their mortgage. These new refinance programs are also very streamlined and require little documentation and often no appraisal!

Please browse the Florida Loan Programs here to learn more about all the Conventional and Government home loan mortgage programs such as FHA, 100% USDA and Florida VA home loans. Please note, the unlimited HARP Refinance program is offered is all 50 states.  All other mortgage programs are only being offered in Florida at the time. 

Our goal at Five Stars is to work hard to provide you with the best mortgage options available today. We believe that you shouldn't have to wonder if you got the best deal possible. You can rest assured that our partnering home loan specialists will work hard to provide you with the lowest interest rates and most flexible mortgage loan programs availalbe in Florida today. Please utilize our site as it contains a wealth of tools and information about mortgage programs & other valuable lending information such as our free mortgage videos.

We pride ourselves on offering Florida home buyers the best mortgage financing options available today. The Florida FHA, Florida VA, and Florida 100% USDA mortgage programs are very popular among Florida first time home buyers searching for little or no money down home loan options. Florida interest rates are at historic lows and home values are once again affordable. This is a wonderful time for first time buyers to purchase their first home, and current home owners to look into refinancing their existing Florida mortgage.

Whether you're a Florida first time home owner looking to take advantage of historic low homes prices & interest rates or a seasoned home owner looking to upgrade, we are the lending partner you have been looking for. Five Stars enjoys helping our Florida home buyers achieve the American dream!

Questions about the loan application or qualifying process?  Please submit the quick request by clicking here so we insure the right specialist contacts you. Only takes a min and no personal info is ever required. Proudly serving all of Florida 7 days a week including Jacksonville, Orlando, Tampa, Miami, Gainesville, Ocala, Tallahassee, Pensacola, Sarasota, St. Petersburg, West Palm Beach, Key West FL and all stops in between.

Please note as of 2012 we no longer offer financing options on any vacant land, manufactured/ mobile homes, commercial loans, HARD MONEY, stated income/no documentation loans or Foreign national loans.