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First Time Home Buyers

Key West VA Loan: Your Guide to Mortgage Approval

This page updated and accurate as of 04/16/26 National Mortgage Leave a Comment

Florida veterans and active duty military personnel in Key West have some wonderful benefits to take advantage of, in particular the 100% VA mortgage. The Department of Veterans Affairs guarantees … [Read more...] about Key West VA Loan: Your Guide to Mortgage Approval

Filed Under: First Time Home Buyers, VA Home Loan Tagged With: Key West VA Mortgage Limit, Monroe County VA Loan Limit, VA Jumbo Loan Key West, VA Jumbo Loan Monroe County

Sarasota FHA Mortgage – Pre Application Lender Requirements

This page updated and accurate as of 04/16/26 National Mortgage Leave a Comment

FHA loans are a great choice for Sarasota home buyers, especially first time home buyers with limited savings.  In this post we will talk briefly of what the FHA (Federal Housing Administration) does … [Read more...] about Sarasota FHA Mortgage – Pre Application Lender Requirements

Filed Under: FHA Loans, First Time Home Buyers Tagged With: Banks that do FHA sarasota, FHA Lenders in Sarasota, FHA mortgage application sarasota, pre approval, Sarasota FHA Lender

Jumbo Mortgages First Time Buyers?

This page updated and accurate as of 04/16/26 National Mortgage 2 Comments

We are often asked if there are Jumbo mortgages for first-time buyers?  The short answer is yes, there are flexible loan options today available for up to 95% financing.  It's not uncommon for … [Read more...] about Jumbo Mortgages First Time Buyers?

Filed Under: First Time Home Buyers Tagged With: Are there Jumbo loans for first time buyers, First Time home owner jumbo mortgage, How to apply for Jumbo Loan, Zero Down Payment Jumbo Loan

Florida VA Home Loan Purchase & Refinance

This page updated and accurate as of 04/16/26 National Mortgage Leave a Comment

The Veteran’s Administration (VA) home loan mortgage is perfect for past or present military looking to purchase a Florida home for little or no money down. The VA loan program is a government … [Read more...] about Florida VA Home Loan Purchase & Refinance

Filed Under: First Time Home Buyers, Mortgage, VA Home Loan Tagged With: 100% VA loan florida, Florida VA purchase loan, Florida VA refinance, VA mortgage florida, VA streamline refinance fl

California First Time Home Buyer Mortgage Programs

This page updated and accurate as of 04/16/26 National Mortgage 2 Comments

It’s no secret that home values in California are higher than in most other parts of the country. That can mean a challenge for first-time home buyers who are trying to save up enough money for a down … [Read more...] about California First Time Home Buyer Mortgage Programs

Filed Under: First Time Home Buyers Tagged With: Riverside FHA Loan Limits, Sacramento Jumbo Loans, Santa Clara VA Mortgage, VA Jumbo Loan California

First Time Buyer Loan Programs 2026

This page updated and accurate as of 04/16/26 National Mortgage

First-time home buyers will have an assortment of home mortgage options in 2026.  With interest rates starting to come back down, and housing inventory growing, 2026 is looking to be a great time to … [Read more...] about First Time Buyer Loan Programs 2026

Filed Under: First Time Home Buyers Tagged With: 100% home loan programs, 2025 First Time Homebuyer Mortgage, First Time Home Buyer Programs 2025, First Time Home Owner 2025

USDA Closing Cost Fees

This page updated and accurate as of 04/16/26 National Mortgage 2 Comments

USDA closing costs

We often received many questions about USDA closing cost fees and financing charges. Generally speaking, for a new home purchase, the buyer can expect to pay 3 -6% (based on purchase price) for … [Read more...] about USDA Closing Cost Fees

Filed Under: First Time Home Buyers, USDA Home Loan Tagged With: Lowest usda closing costs, lowest usda interest rate, roll in closing costs, USDA closing costs breakdown, USDA closing costs fee

2026 First Time Home Buyer Program Details

This page updated and accurate as of 04/16/26 National Mortgage 1 Comment

Buying a home for the first time can be a stressful process for many. In fact, even the most prepared  “first timers” cannot avoid some level of apprehension. Purchasing a home and getting a mortgage … [Read more...] about 2026 First Time Home Buyer Program Details

Filed Under: First Time Home Buyers Tagged With: 2025 First Time Home Buyer Programs, First time homeowner programs 2025

Florida USDA Rural Loan

This page updated and accurate as of 04/16/26 National Mortgage

  The USDA Rural Housing loan is still a little-known mortgage program that many buyers still are not aware of.  This government-backed 100% home mortgage offers a home buying opportunity hard … [Read more...] about Florida USDA Rural Loan

Filed Under: First Time Home Buyers, Florida Financing, USDA Home Loan Tagged With: 502 Guaranteed home loan pre approval, Florida Rural Housing Loan Guide, USDA mortgage company requirements

Conventional Loans Requirements Tampa

This page updated and accurate as of 04/16/26 National Mortgage

Hillsborough County Tampa Home Loan

Tampa Conventional loans are ( also known as "conforming" loans) are basically mortgages generally $832,750 or less for a single-family home. Conforming loan limits can be higher in certain parts of … [Read more...] about Conventional Loans Requirements Tampa

Filed Under: First Time Home Buyers, Florida Financing, Jumbo Mortgage, Mortgage Tagged With: 97% Conventional loan, Conventional Loans Requirements Tampa, Hillsborough County, Pinellas County first time buyer program, St. Petersburg Florida

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Latest Mortgage News

San Jose Jumbo Loans with Low Down Payment: What Buyers Need to Know

San Jose buyers face a very different jumbo landscape than buyers in many other parts of the … [More...] about San Jose Jumbo Loans with Low Down Payment: What Buyers Need to Know

Scottsdale Jumbo Loans Explained: How to Buy with Less Cash Down

Scottsdale homebuyers often begin their search assuming jumbo financing automatically means a huge … [More...] about Scottsdale Jumbo Loans Explained: How to Buy with Less Cash Down

2026 HomeTown Heroes Program Guide For First Time Buyers

The Hometown Heroes program offers down payment and closing cost assistance for income-eligible … [More...] about 2026 HomeTown Heroes Program Guide For First Time Buyers

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