Florida Hometown Heroes Program

2025 HomeTown Heroes Program Guide For First Time Buyers

This page updated and accurate as of 07/15/25 National Mortgage

The Hometown Heroes program offers down payment and closing cost assistance for income-eligible buyers looking to buy their first home in the Florida communities where they work or serve. The program … [Read more...] about 2025 HomeTown Heroes Program Guide For First Time Buyers

Purchase price

Please enter here the amount you expect to pay for a home.

Down payment

Down payment is cash that you pay upfront for your home.

Term in years

Number of years you have to pay.

year(s)

Interest rate (per year)

The percentage of interest that you will pay on your mortgage for a specific term.

Property Tax

Enter your property tax here if you know it.

per year

Home Insurance

Most lenders require home insurance. Enter its price here.

per year

PMI

PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.